CDFI Fund (U.S. Department of the Treasury)
Federal fund that certifies and invests in Community Development Financial Institutions delivering affordable capital to underserved small businesses and communities nationwide.
Coach's summary
Use their directory to find a certified CDFI lender near you before you try a big bank.
The CDFI Fund invests federal resources into mission-driven financial institutions serving economically disadvantaged communities. Small businesses seeking financing can use this site to locate local certified CDFI lenders providing affordable capital.
Key programs
Small Dollar Loan Program
Helps certified CDFIs provide safe, affordable alternatives to high-cost small dollar loans for underserved individuals.
Open program pageCDFI Program
Offers Financial Assistance and Technical Assistance awards to mission-driven financial institutions serving economically disadvantaged communities.
Open program pageNative Initiatives
Delivers dedicated awards, training, and technical assistance to CDFIs that serve Native communities.
Open program pageNew Markets Tax Credit Program
Provides tax credit allocation authority to encourage private-sector economic and community development investments in low-income communities.
Open program pageCapital Magnet Fund
Supports the financing and development of affordable housing and related community facilities in low-income neighborhoods.
Open program pageBank Enterprise Award Program
Grants awards to FDIC-insured institutions that invest in certified CDFIs or economically distressed communities.
Open program page
What to look for
- Use the community search tool to find local CDFIs and CDEs offering loans to small businesses and individuals.
- Search the Awards Database to locate funded institutions and resource providers in your state.
- Check the scam alert notice to protect your business from fraudsters claiming to represent the CDFI Fund.
- Join monthly CDFI Certification webinars if your organization wants to become a certified lender.
Relevant links
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