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small business owner

21 free resources on this topic. Everything here is free and hand-picked. You can also search within this topic.

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SCORE Webinar — Mastering Small Business Financial Management

Sep 22, 2026SCORE

A free one-hour live SCORE webinar on bookkeeping, cash flow, financial statements and getting your books ready for funding. Sponsored by Visa. 22 September 2026, 1:00 pm ET.

Details: Free to attend live, and live attendees get the slides and recording link. The credit-card section is sponsor content — take that part with a pinch of salt.

#small-business-owner#finance#bookkeeping#cash-flow#webinar
score.orgAdded Sep 21, 20260 opens
FreeWebinar
Live Events & Competitions

SCORE Webinar — Year-End Tax Preparation

A 90-minute SCORE webinar with attorney Barbara Weltman on year-end tax moves for small businesses, including new rules, deadlines, deductions and 1099 reporting.

Details: Attending live is free. The on-demand recording is sold separately through SCORE's course platform, so catch it live if you can.

#finance#research#small-business-owner#taxes#webinar
score.orgAdded Sep 21, 20260 opens
FreeWebinar
Live Events & Competitions

SBA Webinar — Celebrate Cybersecurity Awareness Month 2026

A no-cost SBA webinar on protecting a small business from common cyber threats: the tricks attackers use, simple security steps, and where to get help.

Details: Free, plain-language and aimed at owners rather than IT staff. A sensible hour if nobody at your business owns security.

#cybersecurity#small-business-owner#webinar#government
legacy.sba.govAdded Sep 14, 20260 opens
FreeWebsite
Entrepreneurship & Free Tools

Contrarian Thinking Resources

Free resources from Codie Sanchez's Contrarian Thinking on buying, financing, and scaling small cash-flowing businesses — newsletters, masterclasses, deal frameworks, and acquisition guidance.

Why I recommend it: Use the free resources and skip the upsells until you have looked at real deals. Buying an existing small business is an underrated alternative to starting from zero.

#entrepreneurship#small-business#acquisition#business-buying#sba#funding#free#resources#founders#small-business-owner
contrarianthinking.coAdded Sep 14, 20260 opens
EDA Economic Development Directory logoU.S. Economic Development Administration
FreeFinder Tool
Community & Government Resources

EDA Economic Development Directory

Official federal directory for finding your state's Economic Development Districts and Economic Development Organizations (EDOs/EDCs) — pick a state and get the local contacts.

Why I recommend it: Your local EDO often knows about grants, incubators, and lender contacts long before they show up online.

#community-resources#economic-development#federal#finder#free#funding#government#local#public-sector#small-business-owner#startup#startups#tool
eda.govAdded Sep 1, 20260 opens
FreeTraining Program
Marketing & Platform Tools

Google Digital Marketing & E-commerce Certificate

Certificate covering email marketing, SEO, paid media, analytics, and running an online store.

Why I recommend it: Useful twice over: as a route into marketing roles, and as the skill set a small business owner needs to stop overpaying agencies.

#certificate#course#coursera#digital-marketing#ecommerce#free#google#learning#marketing#program#small-business-owner#training
CourseraAdded Aug 31, 20260 opens
FreeWebsite
Entrepreneurship & Free Tools

Startup Savant

Guides, state-by-state formation walkthroughs, and startup news for first-time founders.

Why I recommend it: Good plain-language reference for the boring formation steps that stall people for weeks.

#entrepreneurship#formation#founders#free#guides#resources#small-business#small-business-owner#startup#startups#website
startupsavant.comAdded Aug 30, 20260 opens
FreeGovernment Program
Community & Government Resources

Entrepreneurship Assistance Centers (NY)

New York State centers offering free business training, counseling, and technical help for new entrepreneurs.

Why I recommend it: Free business classes you have already paid for with your taxes. Most New Yorkers never hear about them.

#community-resources#counseling#free#free-training#government#new-york#nyc#program#public-sector#small-business-owner#training
esd.ny.govAdded Aug 30, 20260 opens
FreeGovernment Program
Entrepreneurship & Free Tools

Verizon Small Business Digital Ready

Free courses, coaching, and grant opportunities for small business owners.

Why I recommend it: The courses are decent and finishing them makes you eligible for their grant rounds.

#course#entrepreneurship#free#free-training#funding#government#grants#marketing#program#public-sector#small-business#small-business-owner#training
verizon.comAdded Aug 30, 20260 opens
FreeGovernment Program
Entrepreneurship & Free Tools

Amber Grant for Women

Monthly $10,000 grants for women-owned businesses and nonprofits, with a simple application.

Why I recommend it: Low-effort application relative to the award. Apply monthly rather than once.

#entrepreneurship#free#funding#government#grants#nonprofit#program#public-sector#small-business#small-business-owner#social-impact#women
ambergrantsforwomen.comAdded Aug 30, 20260 opens
FreeOrganization
Community & Government Resources

TechSoup

Nonprofit intermediary connecting nonprofits and NGOs worldwide with donated and discounted technology, training, and resources.

Why I recommend it: If you run or volunteer for a nonprofit, this is thousands of dollars of software for almost nothing.

#community-resources#discounted-software#free#nonprofit#organization#resources#small-business-owner#social-impact#tools#training
techsoup.orgAdded Aug 29, 20260 opens
FreeOrganization
Entrepreneurship & Free Tools

B Lab (B Corp)

Nonprofit network behind the B Corp certification, helping businesses balance profit and purpose through verified social and environmental standards.

In plain terms: This nonprofit organization certifies companies that meet verified social and environmental standards. You can search a global directory of certified employers or use their guides and tools to measure and certify your own business.

Why I recommend it: Their free impact assessment is a useful business health check even if you never certify.

#certification#entrepreneurship#free#nonprofit#organization#resources#small-business#small-business-owner#social-enterprise#social-impact#standards
bcorporation.netAdded Aug 29, 20260 opens
FreePublisherNewsletter
Entrepreneurship & Free Tools

AI For Small Business

Practical AI guidance for small business owners who aren't high-tech, from a fellow small business owner.

In plain terms: This newsletter provides practical artificial intelligence guidance written by a small business owner. You can learn how to use AI to help your business succeed, even if you are not high-tech.

Why I recommend it: Written for Main Street, not for engineers — start here if AI feels like it is not for you.

#ai#ai-tool#articles#entrepreneurship#free#newsletter#publisher#small-business#small-business-owner#substack
substack.comAdded Aug 29, 20260 opens
FreeGovernment Program
Entrepreneurship & Free Tools

SBA: Get Business Insurance

Plain-language rundown of which insurance types a small business actually needs — general liability, workers' comp, property, and more.

In plain terms: This government guide explains the different types of insurance coverage small businesses need to protect their assets. Use it to learn how policies like general liability and workers' compensation work so you can choose the right coverage for your startup.

Why I recommend it: Start here before you buy anything from a broker. Knowing the four basic policy types keeps you from being upsold.

#entrepreneurship#free#government#insurance#liability#main-street#policy#program#public-sector#regulation#sba#small-business#small-business-owner#workers-comp
sba.govAdded Aug 29, 20260 opens
FreeGovernment Program
Entrepreneurship & Free Tools

Consumer Financial Protection Bureau: Payment and Card Processing Basics

What card networks, processors, and fees actually are, so you can compare point-of-sale and payment options without guessing.

In plain terms: This government guide explains how prepaid cards and accounts work, including their fees and rules. You can use it to compare payment options, protect your wages, and learn your rights if a card is lost or stolen.

Why I recommend it: Understand interchange and flat-rate pricing before you sign a processor contract. The difference is real money at low volume.

#card-fees#entrepreneurship#free#government#payment-processing#point-of-sale#pos#program#public-sector#small-business#small-business-owner
consumerfinance.govAdded Aug 29, 20260 opens
FreeGovernment Program
Entrepreneurship & Free Tools

IRS: Independent Contractor or Employee?

The IRS test for classifying workers, plus what a 1099 filing actually requires of you as the payer.

In plain terms: This official IRS guide explains the rules for determining whether a worker is an independent contractor or an employee. Use it to understand tax obligations, classify workers correctly, or find forms to report a misclassification.

Why I recommend it: Misclassifying a worker is one of the most expensive small mistakes a new owner can make. Read this before you pay anyone.

#1099#classification#contractor#entrepreneurship#free#government#hiring#irs#job markets#program#public-sector#small-business#small-business-owner
irs.govAdded Aug 29, 20260 opens
FreeOrganization
Entrepreneurship & Free Tools

Find Your Local SBDC (Small Business Development Center)

Free, in-person business advising funded through the SBA — help with plans, financing, licensing, and hiring.

In plain terms: This search tool helps you locate your nearest Small Business Development Center by state or ZIP code. You can use it to connect with local advisors for free business consulting and low-cost training.

Why I recommend it: Free one-on-one advising in nearly every county. Most owners never realize it exists.

#entrepreneurship#free#free-advising#job markets#local#mentorship#organization#resources#sbdc#small-business#small-business-owner
americassbdc.orgAdded Aug 29, 20260 opens
FreeGovernment Program
Entrepreneurship & Free Tools

SBA: Choose a Business Structure

Sole proprietor, LLC, S corp, or partnership — what each means for taxes, liability, and paperwork.

In plain terms: This guide explains the differences between business structures like sole proprietorships, LLCs, and corporations. You can compare how each option affects your taxes, personal liability, and paperwork before you register your business.

Why I recommend it: Read this before paying a service to form an entity for you. Many owners need less than they are sold.

#entrepreneurship#free#government#llc#program#public-sector#research#s-corp#sba#small-business#small-business-owner#structure#taxes
sba.govAdded Aug 29, 20260 opens
FreeGovernment Program
Entrepreneurship & Free Tools

SBA: Apply for Licenses and Permits

How to find the federal, state, and local licenses your business type needs, including industry-specific permits.

In plain terms: This government guide outlines the basic legal and operational steps needed to launch a small business. You can use it to research local regulations, choose a business structure, and identify the licenses and permits you need.

Why I recommend it: Local rules trip people up more than federal ones. Check your city and county pages too.

#entrepreneurship#federal#free#government#licensing#local#permits#program#public-sector#sba#small-business#small-business-owner#zoning
sba.govAdded Aug 29, 20260 opens
FreeGovernment Program
Entrepreneurship & Free Tools

SBA: Hire and Manage Employees

Step-by-step guide to hiring your first employee: EIN, state registration, payroll taxes, and required posters.

In plain terms: This government guide outlines the basic legal and financial steps for hiring workers. You can use it to set up payroll, complete required tax forms, and follow federal and state employment laws.

Why I recommend it: Your first hire is a paperwork event as much as a people event. This is the checklist.

#entrepreneurship#first-employee#free#government#hiring#job markets#payroll#program#public-sector#sba#small-business#small-business-owner
sba.govAdded Aug 29, 20260 opens
FreeGovernment Program
Entrepreneurship & Free Tools

SBA: Marketing and Sales Guide

Fundamentals of finding and keeping customers — market research, pricing, and simple sales plans, with no software required.

Why I recommend it: Refreshing if you are tired of being told the answer is more posting. This is about customers, not content.

#entrepreneurship#free#government#local-marketing#marketing#pricing#program#public-sector#research#sales#small-business#small-business-owner
sba.govAdded Aug 29, 20260 opens