liability

SBA: Get Business Insurance

Plain-language rundown of which insurance types a small business actually needs — general liability, workers' comp, property, and more.

In plain terms: This government guide explains the different types of insurance coverage small businesses need to protect their assets. Use it to learn how policies like general liability and workers' compensation work so you can choose the right coverage for your startup.

Why I recommend it: Start here before you buy anything from a broker. Knowing the four basic policy types keeps you from being upsold.